Finance Made Simple.

Who are Snap Finance?

Snap Finance offer point of sale loans that are up to 24 months in term. With their Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled! They are flexible and your payments can be too. If life happens, you can just continue with your minimum payments over the full loan term.

Check Your Eligibility Without Affecting Your Credit Score! Please note: A hard credit search will be required at point of completion of your loan.

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Payment Terms

Snap Finance offer 2 different repayment plans. Please see below the plans that are offered to see which may suit your needs better

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Spread the cost up to 24 months


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Pay In 4 and we'll cancel the interest*

Representative 69.9% APR

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the whole loan within the Pay in 4 period. Flexible repayment options available. Choose weekly, fortnightly, every four weeks or monthly.

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88, Representative 69.9% APR

Eligibility Criteria

Please take a look at the criteria below that makes you eligible for a Snap! Finance loan today:

Applicant must be over the age of 18

Valid debit card to set up direct debit

Minimum deposit to be paid by credit or debit card

Resident of the United Kingdom

There is a minimum £15 deposit if you’re approved, but you won’t need to pay that until you’ve chosen your items and are ready to sign the agreement. Any deposit amount paid will be deducted from the total amount of the loan.

Check Eligibility